Are you looking for a home in a gated community in Santa Maria? You may want to check out the homes in the popular Hidden Pines development. It is located near Preisker Park and across the way from the gated communities of Regency Estates and Preisker Gardens. The Hidden Pines community has a private park and is a stone’s throw away from the Santa Maria riverbed walking trails. In the past 6 months, only two home sales were reported in the MLS in the Hidden Pines development. A 1400 sq. ft. home on Mayten which sold for $198,000 and a 1500 sq. ft. home on Hawthorn which sold for $202,000. Currently active and pending homes in the Hidden Pines Development range from $199,000 – $312,500. Click here and search for homes in the Hidden Pines development. Or give me a call and I will arrange a tour of homes in the Hidden Pines, Preisker Gardens, or Regency Estates gated communities in Santa Maria.
*Based on the information from the Central Coast Regional MLS. Neither the Association, the Multiple Listing Service, or Mint Properties guarantees or is in any way responsible for its accuracy. Data maintained by the Association or its MLS may not reflect all real estate activity in the market.
In July 2006, Mint Properties opened an office in the Mission Creek Plaza on Santa Maria Way. Tni’s stated aim is to offer the highest quality representation and professional service to her clients. Independence affords her the ability to avoid a volume driven approach; the result is prompt, reliable, individualized service coupled with straightforward advice. Indeed, she brings the same level of professionalism to real estate as she did to the law.
If you are sitting on the fence about buying, Congress just gave you another reason to jump into the market for foreclosures in Santa Maria, CA. The recently passed stimulus bill modestly increases the first time home buyer credit from $7500 to $8000. But more importantly, buyers now do not have to pay the credit back as long as they stay in the home a minimum of 3 years.
What is an FHA loan? -- Essentially a FHA loan is a loan that is guaranteed by the Federal Housing Administration. Lenders typically do not want to lend unless on a home unless a buyer has a 20% down payment. If there is less than a 20% down payment, mortgage insurance is required. And, in today's market unless you have a credit score at least 720 or above you won't be able to get mortgage insurance.